Every day, we spend on things we need and enjoy. From grabbing coffee in the morning to having dinner with family, spending is already part of our daily lives.
But what if everyday spending could be connected to something bigger?
Each plays a different role, but together, they create an ecosystem where everyday spending, businesses and connections come together.
Three Parties, One Connected Ecosystem
1. iBelanja — The Platform That Connects Everything
iBelanja brings Partner Users and Merchants together through one connected platform.
It provides the system that allows Partner Users to use their available Consumption Entitlement (CE) at participating Merchants, while supporting payment transactions and merchant settlement arrangements.
Beyond facilitating spending, iBelanja also supports the development of its Partner User community and Merchant network, creating more opportunities for participation as the ecosystem grows.
iBelanja connects the people, businesses and everyday transactions that keep the ecosystem moving.
2. Partner Users — Make Everyday Spending Part of Something Bigger
As a Partner User, you become part of the iBelanja ecosystem.
Whether you’re enjoying lunch, meeting friends for coffee or spending time with family, you can use your available Consumption Entitlement (CE) at participating Merchants, subject to the applicable usage terms.
But being a Partner User is not only about spending.
Partner Users can also help expand the ecosystem by introducing others to iBelanja and building connections within the community.
Through eligible connection and expansion activities, Partner Users may qualify for rewards based on the applicable programme requirements.
This creates a way for Partner Users to participate in an ecosystem that connects everyday consumption with opportunities for growth.
Spend through the ecosystem. Build connections. Be part of its growth.
3. Merchants — Connect Your Business to More Spending Opportunities
Every business wants to reach customers, encourage visits and create experiences that bring people back.
By becoming an iBelanja Merchant, your business joins a network where Partner Users can use their available CE to make purchases.
Whether you operate a restaurant, café or another eligible business, iBelanja provides an additional way for participating customers to spend with you.
When Partner Users make payments through iBelanja, transactions are recorded through the platform, while merchant settlements are handled according to the agreed arrangements.
This allows Merchants to participate in the ecosystem while continuing to focus on what they do best: providing quality products, services and customer experiences.
Your business provides the experience. iBelanja connects it with another way for Partner Users to spend.
How Do These Three Parties Work Together?
Imagine a Partner User visiting a participating restaurant.
The Partner User enjoys a meal and pays using their available CE through the iBelanja platform.
The Merchant accepts the payment, and the transaction is recorded and processed according to the agreed merchant arrangement.
Meanwhile, Partner Users can introduce more people to iBelanja, helping to expand the community. As more businesses join as Merchants, Partner Users have more places where they can use their CE.
Behind it all, iBelanja provides the platform that connects these activities.
The relationship is simple:
- iBelanja provides the platform and connects the ecosystem.
- Partner Users participate through everyday spending and eligible connection activities.
- Merchants provide products and services while accepting iBelanja payments.
Together, these three parties form a connected consumption ecosystem.
How Can You Get Involved?
There are different ways to participate in iBelanja, depending on what you’re looking for.
Interested in becoming a Partner User?
Discover how you can participate in the ecosystem, use your available CE at participating Merchants and explore opportunities through eligible connection activities.
Running a business?
Explore becoming an iBelanja Merchant and learn how your business can accept CE payments from participating Partner Users.
Each form of participation has its own requirements, benefits and responsibilities, so understanding how the ecosystem works is an important first step.
Interested in being part of the iBelanja ecosystem? Connect with the iBelanja team to learn more about becoming a Partner User or Merchant.